Products / Payments
Money that moves like software.
Integrate instant, programmable payments into your platform. From Tap to Pay to global remittance, powered by our SDK and App ecosystem.
Send money from A to B.
Cross-border remittance without the wait. Settle instantly across any currency, bypassing legacy correspondent banking networks for faster, cheaper international transfers.
Send money where you chat.
Generate secure, single-use payment links using temporary session keys. Drop them into iMessage, WhatsApp, or anywhere else. The receiver doesn't even need the app to claim the funds directly to their bank account. If unclaimed, funds safely expire back to your wallet.
Programmable Routing.
Complex flows, simplified. Split bills automatically, route payments to multiple recipients (Multi-send), or execute multi-hop settlements in a single transaction. Perfect for marketplaces needing to route vendor payouts, platform fees, and taxes atomically.
Smart RouterSet it and forget it.
Automate payroll, subscriptions, and recurring transfers. Set up scheduled payments that execute automatically via non-custodial smart contracts. Users maintain full self-custody of their funds while authorizing time-locked future transfers.
Tap to Pay.
Turn any modern smartphone into a point-of-sale terminal. Accept contactless payments instantly via NFC without extra hardware.
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$24.99
SUNMI
SUNMIDeveloper-First SDK.
Embed Roots into your platform with a few lines of code. Accept payments, automate reconciliation, and build autonomous AI agents. Built from the ground up for TypeScript.
Programmable Primitives
Integrate Roots Pay, launch custom payment flows, and empower AI agents with autonomous onchain wallets. A complete toolkit for next-gen apps.
100% Type-safe
End-to-end typing with strict validation.
Real-time Webhooks
Instant notifications for state changes.
The complete payment lifecycle.
From the moment a user taps their card to the final settlement in the merchant's bank account, Roots handles the entire flow natively.
1. Virtual & Physical Cards
Users tap to pay at any POS using their Roots-issued virtual or physical card, spending their onchain balance directly.
2. Instant POS Settlement
The transaction bypasses legacy rails. The merchant's POS receives instant approval and the funds are settled immediately into their Roots wallet.
3. Auto-Sweep to Bank
Merchant wallets are automatically swept to their traditional fiat bank accounts at the end of the day, or instantly upon request. No manual reconciliation needed.