Roots

Products / App

Your money, evolved.

A simple consumer product for sending, receiving, and holding digital money. Designed for the modern financial ecosystem.

Send and receive instantly.

Send money to friends via username, iMessage, or QR code. No waiting days for settlement. It is instant and built for everyday use around the world.

Roots App Home

A card for every level.

Spend your balance anywhere. Unlock exclusive tiers as you level up your account.

Roots Card 0

Standard

The essential Roots experience.

Roots Card 1

Silver

Enhanced limits and perks.

Roots Card 2

Gold

Premium rewards and priority support.

Roots Card 3

Platinum

Exclusive access and highest limits.

Roots Card 4

Elite

The ultimate financial tier.

More than a wallet.

Everything you need to manage your financial life, built natively onchain but designed for the real world.

Vaults & Savings

Organize your money, set goals, and earn yield automatically on your balances.

Vacation Fund
4.0% APY
$4,500.00
60% to your $7,500 goal

Tap to Pay

Pay instantly at any supported terminal using NFC.

Gift Cards

Buy and send digital gift cards from top brands directly in the app.

Scheduled

Set up recurring payments for rent, subscriptions, or allowances.

Cash Agents

Find local merchants to deposit or withdraw physical cash globally.

Daily Rewards

Complete tasks, climb the leaderboard, and unlock exclusive perks. Your everyday spending and saving habits now come with real benefits.

Rewards
For Business

Turn your phone into a terminal.

Accept payments anywhere with Merchant Mode. No extra hardware required, just your Roots app. Fast settlement when you need it.

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Amount Due24.99
Hold card near reader
Approved24.99
Roots Elite Card